
Landlords & hosts
Insurance for condos you rent out, long-term or on Airbnb/VRBO
A condo you rent out needs a policy written for rental use: a landlord unit-owner form for long-term leases, or a policy that accepts transient guests for Airbnb, VRBO and direct bookings. Nymble places both.
Long-term rentals
- Your building items and furnishings
- Landlord liability
- Loss of rental income
- Ask tenants to carry renters insurance
Short-term rentals
- Guest liability and damage
- Loss of rental income, where offered
- Furnishings and supplies
- Check your association's rental rules first
Platform protection isn't insurance
Booking-platform host programs are not a policy you own. See FloridaVacationRentalInsurance.com.
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
Common questions
Will a regular HO-6 cover my Airbnb condo?
Often not. Disclose the rental so it's written correctly.