Boards & managers
Condo association insurance in Florida
Condo association insurance protects the building, common areas and the board. A Florida program usually includes master property with wind, general liability, directors and officers, crime, umbrella, flood and workers compensation where needed. Nymble places association master policies and full programs.
What a program usually includes
- Master property and windstorm
- General liability for common areas
- Directors and officers (D&O)
- Crime / fidelity
- Umbrella, flood, workers comp and builders risk
What underwriters ask
- Units, buildings, stories, year built, construction
- Roof, sprinklers and opening protection
- Milestone inspection and SIRS status
- Amenities, docks, rental rules and losses
Florida's condo safety rules
Florida requires milestone inspections and structural integrity reserve studies for many condo buildings three stories or taller, and insurers may ask for them. See the state's condominium division.
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
Common questions
Can you quote our master policy?
Yes. Use the form here or call (813) 291-3484 with your current declarations and renewal date.
Do you place D&O for condo boards?
Yes, along with crime, GL and umbrella.